To be considered for most types of aid, especially loans, you must submit a Free Application for Federal Student Aid (FAFSA).

• FSA ID:
  Students, parents, and borrowers need an FSA ID made up of a username and password to access certain U.S. Department of Education websites. Your FSA ID will confirm your identity when accessing your financial aid information and electronically signing your federal student aid documents.

Create your FAFSA ID

• Financial Information
  • The FAFSA form requests various financial details, including information from tax documents and the balances of your savings and checking accounts. For the 2025-26 application cycle, you will need to supply data from your 2023 tax returns.
• Financial Aid Direct Data Exchange: Students and contributors must consent to:
  • Disclose PII from the FAFSA form to the IRS for matching purposes.
  • Obtain federal tax information from the IRS via direct data exchange.
  • Allow the U.S. Department of Education to use, share, and reuse their federal tax information for determining and administering financial aid.
    Failure to provide consent will result in ineligibility for federal student aid, even with manually entered tax information.
• Contributor: For DPT students, parent income is not required for federal aid, but a married student's spouse may be considered a contributor. If you filed taxes jointly, report your spouse's information without marking them as a contributor. If you filed separately, your spouse will be considered a contributor. Contributors can access their StudentAid.gov account by using their FSA ID (account username and password).
• Valid Email Address
• School Code
  • The University of Arizona code is 001083. To change school codes, you must submit an online correction to your FAFSA.

• FAFSA submissions for the upcoming academic year typically open on Oct. 1. Due to the current FAFSA delays, updates may be available later. Please check for updates on the FAFSA webpage. .
• To ensure timely processing, aim to complete your FAFSA by Feb. 14, in advance of the priority processing date of March 1.
• Expect to review your financial aid award letter in late June and confirm acceptance by July.

• After completing your FAFSA, you'll receive an email with instructions to access your FAFSA Submission Summary online at studentaid.gov, or by mail if no email is provided.
• Review the FAFSA Submission Summary for accuracy upon receipt. Make any necessary corrections following the provided instructions. Keep the FAFSA Submission Summary for your records if it's accurate.
• The university will obtain your FAFSA Submission Summary electronically. Based on your FAFSA information, you'll receive a detailed financial aid award letter.
• Any adjustments to your FAFSA may lead to changes in aid eligibility and result in a revised award letter.

The FAFSA is processed by the U.S. Department of Education, which calculates a Student Aid Index (SAI) based on the income and asset information provided by the student. These results are then electronically transmitted to all schools listed by the student on the FAFSA.

Federal Direct Unsubsidized Loans

• The federal Stafford unsubsidized loan is a federally guaranteed loan and does not consider financial need. 
• Interest begins accruing upon disbursement at a fixed rate, and loan origination fees are deducted at that time. 
• The U.S. Department of Education sets interest rates and fees. Interest rates change annually on July 1, while origination fees adjust on Oct. 1, impacting the new award year.
• The maximum annual borrowing limit for the unsubsidized loan is $20,500.

Grade Level: Graduate/Professional
Loan Type: Direct Unsubsidized Loan
First Disbursed Between 7/1/24 and 6/30/25*: Fixed at 8.083%
Loan Fee First Disbursed After 10/1/20*:  1.057%

The total maximum amount a student may receive throughout their cumulative undergraduate, graduate, and professional school career is $138,500, which also includes any Federal Direct or FFEL Subsidized Loans previously received.           

*These rates are subject to change. For current loan rates, please refer to studentaid.gov

Federal Direct Graduate PLUS Loans

• Direct PLUS loans supplement other financial aid to cover remaining education expenses. 
• Based on personal credit history.
  • If any adverse markings are present, consider rectification or finding a credit-worthy endorser.
• These loans accrue interest during school and may be capitalized under specific conditions.
• The U.S. Department of Education sets interest rates and fees. Interest rates change annually on July 1, while origination fees adjust on Oct. 1, impacting the new award year.

Grade Level: Graduate/Professional
Loan Type: Direct Graduate PLUS Loan
First Disbursed Between 7/1/24 and 6/30/25: Fixed at 9.083%
Loan Fee First Disbursed After 10/1/20: 4.228%

*These rates are subject to change. For current loan rates, please refer to studentaid.gov

Applying for scholarships can help relieve some of the stress of your physical therapy education. Visit the University of Arizona’s Scholarship Universe website to browse additional scholarship opportunities.

QTR is an employee benefit option that reduces tuition. For eligibility details, your spouse/partner or parent should contact Human Resources. Any tuition awards or outside funding will adjust and may reduce your financial aid. Please inform the Financial Aid & Scholarships Office (FASO) if you expect QTR or any third-party payments.